Quick legal guide before you buy an appartment in Spain
First, you will visit the home you want to buy. You should visit it several times, not only once. And you should visit the apartment at different hours, at different weekdays. Talk with neighbours and with the doorman. Check the lighting, the real square meters, lack of cracks, lack of damp and other defects.
If those inspections are OK, you should at least check the following documents (this check list is not exhaustive. It is only a general check list and does not consider special circumstances like coastal apartments. If you want to be 1oo% sure about the legal status of the object you want to buy then you should contact a lawyer):
I) Ask the seller to show you his public property deeds (escritura de propiedad).
II) Check with the Spanish Property Registry Office (Registro de la Propiedad) who is or are the owner /s of the home or plot. Check if there are there any burdens, mortgages, seizures or other limitations.
III) Check if there are any debts resulting from the property/dwelling tax (IBI).
IV) Make sure there are no debts resulting from the building´s community of owners. Check the statutes of the building and the community costs.
V) Check if the home is being rented.
VI) Are there any town/ urban burdens?
VII) In case it is a new home: check if there is a building license and a license for living or first occupation.
VIII) If you want to buy a home which is still to be built, only accept to make a downpayment if you get the corresponding bank guarantee in exchange.
Articole pe aceeasi tema:
- Quick legal guide on how to ensure your down payments in international purchases
- Quick Legal Guide on How to Ensure your Down Payments in International Purchases
- Quick Legal Guide on How to Ensure your Down Payments in International Purchases
- Quick Legal Guide on how to recover Down Payments for Home Purchases
- Stratula Mocanu & Asociatii: new recognition from Chambers Europe 2011




In short, you’ll need a lawyer, at best a local lawyer, that is someone who went to law school in Spain and that has practised law in Spain.
Check always any problems with zoning-law and do not EVER, EVER sign any contract presented to you by the Seller or by the Real Estate Agency (even worse).
Before you go to a real estate agency and sign anything with them, please do “lose” at least 1 Hour contacting a lawyer (any lawyer)first and hearing his/her advice. It’s very unexpensive (unlike the real estate agency fees: a % of the house price, you SHOULD negotiate).
PS: In case of buying a home to be built, you’ll have to be extremely careful, but you have the legal right to ask the seller for a bank guarantee (at no cost to you). Since 1968. Such are the points a lawyer can explain to you. I recommend you to hire a local lawyer from the area where you plan to buy the house/apartment.
A the best free legal advise you’ll ever receive: do not believe anything you can read in the newspapers or weekly magazine, even “serious” ones, just because it’s printed. It’s never correct or accurate, and very misleading.